1. Income Flexibility: We use 12 to 24 months of bank statements to determine income, allowing self-employed borrowers and those with fluctuating incomes to qualify without the need for traditional income documentation.
2. Higher Loan Amounts: Our bank statement loans offer competitive loan amounts (up to $4M), giving your clients access to the funds they need for significant investments or large purchases.
3. Credit Score Flexibility: We offer options for borrowers with less-than-perfect credit scores (down to 600), expanding your client base and increasing your ability to close more deals.
4. Quick and Efficient Process: Our streamlined application and underwriting processes ensure a faster turnaround time, we close loans quickly and efficiently.
5. Competitive Rates: We provide attractive interest rates and terms, making our bank statement loans a cost-effective option.