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Bank Statement Loans


At Gateway Capital Mortgage, we pride ourselves on being a highly ranked national lender with over 25 years of experience and more than two hundred 5-star reviews from satisfied clients. Today, I want to highlight the advantages of our specialized bank statement loan products and how they can benefit you and your clients.

Bank statement loans are an excellent solution for self-employed borrowers and those with non-traditional income sources.

Key Features of Our Bank Statement Loans:

1. Income Flexibility: We use 12 to 24 months of bank statements to determine income, allowing self-employed borrowers and those with fluctuating incomes to qualify without the need for traditional income documentation.

2. Higher Loan Amounts: Our bank statement loans offer competitive loan amounts (up to $4M), giving your clients access to the funds they need for significant investments or large purchases.

3. Credit Score Flexibility: We offer options for borrowers with less-than-perfect credit scores (down to 600), expanding your client base and increasing your ability to close more deals.

4. Quick and Efficient Process: Our streamlined application and underwriting processes ensure a faster turnaround time, we close loans quickly and efficiently.

5. Competitive Rates: We provide attractive interest rates and terms, making our bank statement loans a cost-effective option.

For more details about our bank statement product give us a call