Gateway Capital Mortgage
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Straight-Talk Home Loans

Gateway Capital Mortgage is built on a simple idea: you deserve a mortgage professional who shops for you, prices honestly, and tells you the truth even when it's not the easy answer. That's how we've done business for 23+ years, and it's why so many clients come back and send their friends.

23+
Years of experience
11
States licensed
4.9★
310 Google reviews
A+
BBB accredited

Why work with a broker

When you go to a single bank, you get that bank's rates and that bank's guidelines, take it or leave it. As a broker, Gateway Capital Mortgage works with many wholesale lenders at once, which means your file gets shopped to find the one that prices your exact scenario best. Same loan, better competition, and an advocate on your side of the table instead of the bank's.

It also means options. Strong credit, thin credit, self-employed, investor, veteran, first-timer, there's rarely a single "our product" answer. We match you to the program and the lender that actually fit, and we explain the trade-offs in plain English so you're making informed decisions, not just signing where the arrow points.

What you can expect

Transparent pricing

Real numbers up front, taxes and insurance included, so the estimate you see is the payment you can plan around.

Straight answers

If refinancing doesn't pay off yet, or a program isn't right for you, we'll say so. Your long game matters more than one closing.

Responsive service

You'll reach a real person who knows your file, usually the same day, not a queue and a case number.

Licensed across 11 states

Based in St. Petersburg, Florida, Gateway Capital Mortgage serves clients across 11 states: Florida, California, Colorado, Georgia, Illinois, Indiana, Louisiana, Maryland, Texas, Virginia and Wisconsin. Wherever you're buying or refinancing within those markets, you get the same shopped pricing and straight-talk service. See your area on our Areas We Serve page.

Licensing

Michael Tadros, Gateway Capital Mortgage, NMLS #224614. Verify any mortgage professional at the NMLS Consumer Access site. Equal Housing Opportunity.

Let's talk about your loan

Price your scenario in thirty seconds with no credit pull, or reach out and get a straight answer from our team, usually the same day.

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Reviews

Our clients are why we're here.

Real reviews from real closings, gathered from every place clients leave them.

4.9
★★★★★
430 reviews
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4.9 ★★★★★ 318 reviews
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