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Today's Texas Mortgage Rates

Rates current as of 7/12/2024


6.309% APR

30 Year Fixed

6.250% Rate

6.316% APR

25 Year Fixed

6.000% Rate

6.078% APR

20 Year Fixed

5.750% Rate

5.848% APR

15 Year Fixed

Welcome to the best mortgage services in Texas. Whether you are looking to purchase a new home or refinance your existing mortgage, we offer the most competitive mortgage rates in Texas. Our expert team is here to guide you through the process and ensure you get the best deals tailored to your financial needs. With live rates available, you can quickly see how we compare and why we are the top choice for mortgage services in Texas.

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Nuggets the rate watchdog

Advantages of Working with a Texas Mortgage Broker

Choosing a Texas mortgage broker provides access to a wide network of lenders, offering borrowers a range of loan options tailored to their unique financial situation. With expert guidance and personalized service, mortgage brokers in Texas help clients navigate the complexities of the mortgage application process. Their ability to find a lender that aligns best with the borrower’s needs can save time and secure competitive rates.

Working with a Texas mortgage broker ensures a streamlined and efficient experience, from initial consultation to loan closing. Brokers leverage their negotiation power and industry connections to secure favorable terms and conditions, making home buying in Texas more accessible and less stressful. With their in-depth knowledge and dedicated support, Texas mortgage brokers provide significant benefits to homebuyers, ensuring a smooth journey towards owning a home.

What We Offer

  • Great customer service

    At Gateway Capital Mortgage, Inc. we take pride in our great customer service. Our staff is here for you, so don’t hesitate to contact us if you have any questions, problems or maybe a suggestion. We would love to hear from you.

  • Superior loans and mortgages

    We work with multiple lenders and we can provide our clients with extremely competitive pricing. Now you can do all your comparison shopping with one company without wasting time with several banks or brokers.

  • Clients come first

    We make sure our clients get the best support from our staff. We will walk you through the whole mortgage process and ensure your transactions close smoothly.

2024 Texas Mortgage and Home Buying Market Overview

The Texas housing market continues to exhibit strong growth and high demand. As of April 2024, home prices in Texas have increased by 7.3% year-over-year, with a median home price now at $325,500. This trend reflects a vigorous housing market driven by economic stability and population growth in the state. Despite the higher home prices, the number of homes sold has risen by 6.7%, indicating an active market. However, the inventory of homes for sale in Texas has decreased by 5.0%, with approximately 95,400 homes currently available. This decline in supply, along with 43.9% of homes selling above list price, underscores the competitive nature of the Texas housing market. Buyers are facing intense competition, with bidding wars prevalent, especially in major metros like Houston, Austin, and Dallas, which have seen some of the fastest-growing sales prices. These trends suggest that while the Texas housing market remains robust, prospective buyers need to be prepared for a highly competitive environment.

Areas We Serve

Here are some cities in Texas that we serve, but not limited to:

• Houston • San Antonio • Dallas • Austin • Fort Worth • El Paso • Arlington • Corpus Christi • Plano • Laredo • Lubbock • Garland • Irving • Amarillo • Grand Prairie • Brownsville • Pasadena • McKinney • Mesquite • Killeen • Frisco • McAllen • Waco • Carrollton • Midland

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